One Cold Hand

Et kredittkort kan være en veldig god trygghet å ha, spesielt om man bruker det riktig. Dessverre er det slik at et kredittkort kan misbrukes, både av eier og andre. Her følger noen enkle tips for å sikre deg mot andres misbruk. Se også våre kredittkort tips. Bruker du kortet ditt på nett, vær 100 % trygg på nettsiden du legger inn kortnummeret ditt på. Alle de profesjonelle nettsidene har sertifikasjoner å vise til. Om mulig bruk de store, kjente nettsidene, da disse alltid er tryggest.
Får du en epost som ber deg om kortnummer, slett den. Det er så godt som ingen ærlige nettsider/firmaer som ber deg om dette via mail.

Så fort du mottar kredittkortet ditt, signer det på baksiden. Et kort uten signatur kan lettere brukes av uvedkommende skulle du miste det. Ha for all del ikke PIN-kode og kredittkort liggende sammen i en lommebok. Det beste er selvsagt om du memoriserer koden, og makulerer brevet den kom med. Er det slik at du vil beholde i tilfelle du skulle glemme koden, la arket bli liggende hjemme, ikke ta det med sammen med kredittkortet. Sjekk alltid kvitteringer du får når du bruker kortet ditt. Sjekk at du ikke er trukket for dobbelt beløp, og ta vare på kvitteringen. Er du ute og spiser, eller må signere i en butikk eller lignende når du har brukt kortet, sett alltid en strek i åpne felt. Det er ofte i disse feltene man legger inn for eksempel tips til restauranten og lignende. Står det åpent, kan man risikere at noen fyller ut dette i ettertid.

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